7.9 NEM 3.0 + PPA is the worst combination possible

A contract that quotes "$0.218 average $/kWh" makes no economic sense under NEM 3.0:

• Your home's "effective self-consumption" under NEM 3.0 is roughly 25–40% of production.
• But the PPA company bills you on 100% of production.
• The surplus exports for pennies. You pay retail to the utility for everything you use after sunset.

Real example: one customer had a $210/month bill before solar. After signing a PPA: "PPA $200 + utility $115 = $315/month" — 50% more, not less.